3 Guardian Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 3 Guardian Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,226 sqft · built 1999
Owner	2 Owner Names on Record
Last Sale	$292,000 (Sep 2007)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-238.19`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-238.19`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,226 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919238.19
Street Address	3 GUARDIAN DR
City	WILDER
State	KY
Zip	41076-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 SEC 1 RESERVE AT SENTINEL POINTE
Legal Subdivision	RESERVE AT SENTINEL POINTE
Legal Lot Number	37
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3 GUARDIAN DR, WILDER, KY 41076-9714
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage VICTORY COMMUNITY BANK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2007 · Amount on Record
Deed Sale	Sep 5, 2007 · Amount on Record
Prior Sale	Mar 1, 2000 · Amount on Record
Deed Document Number	09 05 07 019 00112
Deed Book / Page	0709 / 187
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	3 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005127429
Date	Mar 9, 2021
Book Page	M2272/325
Instrument	5127429

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	3 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005082967
Date	Nov 1, 2018
Book Page	M2163/009
Instrument	5082967

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	3 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GUARDIAN DR, WILDER, KY 41076-9714

Mortgage

Document Number	0005093526
Date	Jun 28, 2019
Book Page	M2183/565
Instrument	5093526

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (+1.18%)	$355,000 (-) Land $53,200 Building $301,800	$355,000 (-) Land $53,200 Building $301,800
2023	$3,550.00 (-4.75%)	$355,000 (-) Land $53,200 Building $301,800	$355,000 (-) Land $53,200 Building $301,800
2022	$3,727.00	$355,000 Land $53,200 Building $301,800	$355,000 Land $53,200 Building $301,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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