1 Guardian Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 1 Guardian Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,810 sqft · built 1999
Owner	Individual Name on Record
Last Sale	$271,800 (Jan 2017)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-238.20`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-238.20`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,810 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919238.20
Street Address	1 GUARDIAN DR
City	WILDER
State	KY
Zip	41076-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 SEC 1 RESERVE AT SENTINEL POINTE
Legal Subdivision	RESERVE AT SENTINEL POINTE
Legal Lot Number	38
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 GUARDIAN DR, WILDER, KY 41076-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 6, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Feb 28, 2000 · Amount on Record
Deed Document Number	0000782743
Deed Book / Page	0731 / 287
Prior Transfer Date	Jul 29, 2010
Prior Transfer Doc	10 07 29 019 00174
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	1 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GUARDIAN DR, WILDER, KY 41076-9714

Mortgage

Document Number	0005125471
Date	Feb 4, 2021
Book Page	M2266/458
Instrument	5125471

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Feb 6, 2017
Property Address	1 GUARDIAN DR, WILDER, KY 41076-9714
Document Number	0005051846
Book / Page	000782 / 000743
Instrument Date	Jan 25, 2017
Instrument	5051846
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GUARDIAN DR WILDER KY 410769714, WILDER, KY 41076-9714

Mortgage

Document Number	5051847
Date	Feb 6, 2017
Book Page	002099/000382
Instrument	5051847

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2032

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00 (+1.19%)	$371,100 (-) Land $62,000 Building $309,100	$371,100 (-) Land $62,000 Building $309,100
2023	$3,711.00 (-4.75%)	$371,100 (-) Land $62,000 Building $309,100	$371,100 (-) Land $62,000 Building $309,100
2022	$3,896.00	$371,100 Land $62,000 Building $309,100	$371,100 Land $62,000 Building $309,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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