7 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 7 Echo Ln, Fairhope, AL 36532 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 1987
Lot Size	0.289 acres (12,577 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Jan 2024)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-009.055`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-009.055`
Alternative APNs	`387851` `226912` `540554` `59943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,749 sqft Heated Area
1st Floor Area	1,749 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,577 sqft (0.289 acres)
Lot Dimensions	291 ft deep x 43.1 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	540554
Street Address	7 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 COVERED BRIDGE ESTATES UNIT 3 PB12 PG61
Legal Subdivision	COVERED BRIDGE ESTATES
Legal Block	U-3
Legal Lot Number	10
Legal Unit	3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2038
Census Tract	11202

Owner

Source: Baldwin County records · APN 46-04-19-4-000-009.055

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2024	Warranty Deed, Transfer
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 02, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVER BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2024 · Amount on Record
Deed Sale	Jan 02, 2024 · Amount on Record
Prior Sale	Sep 02, 2021 · Amount on Record
Deed Document Number	20242101780
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	0001353823
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 02, 2024
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Document Number	0002101780
Map Reference	MB 12 PG 61
Instrument Date	Dec 19, 2023
Instrument	2101780
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12644 WOODCOVE LN, KNOXVILLE, TN 37922-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 GRANT STREET, KNOXVILLE, TN 37922

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001905468
Date	Apr 13, 2021
Instrument	1905468

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	ENTERPRISE, AL 36330

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002037650
Date	Dec 12, 2022
Instrument	2037650

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2047

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002040290
Date	Dec 27, 2022
Instrument	2040290

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2047

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002037551
Date	Dec 09, 2022
Instrument	2037551

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 02, 2021
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Document Number	0001940895
Map Reference	MB 12 PG 61
Instrument Date	Aug 13, 2021
Instrument	1940895
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3460, PINEHURST, NC 28374-3460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12644 WOODLOU LANE, KNOXVILLE, TN 37922

Mortgage

Document Number	0001940896
Date	Sep 02, 2021
Instrument	1940896

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 26, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7 ECHO LN, FAIRHOPE, AL 36532-1456
Document Number	0001810669
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ECHO LN FAIRHOPE AL 365321456, FAIRHOPE, AL 36532-1456

Mortgage

Document Number	0001810669
Date	Feb 11, 2020
Instrument	1810669

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	AUBURN, AL 36830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (-45.81%)	$57,180 (-36.35%) Land $18,600 Building $38,580	$571,500 (+27.23%) Land $185,900 Building $385,600
2023	$4,132.00 (+17.32%)	$89,840 (+17.32%)	$449,200 (+17.32%) Land $177,100 Building $272,100
2022	$3,522.00 (+160.5%)	$76,580	$382,900 Land $163,400 Building $219,500
2021	$1,352.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030112022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 115 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured 137 under condo master policies
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020, tidal / storm surge
Claims By Storm	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	About 1 in 346 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Telapex, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures