11 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 11 Echo Ln, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,221 sqft · built 1986
Lot Size1.17 acres (51,070 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (May 2013)
Tax Bill$2,564 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-04-19-4-000-009.057

Property Details

APN / Parcel Number

Primary APN46-04-19-4-000-009.057
Alternative APNs
  • 302142
  • 59892

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,221 sqft Heated Area
1st Floor Area2,221 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area51,070 sqft (1.17 acres)
Lot Dimensions153 ft deep x 31.4 ft wide
Pool Area480 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number302142
Street Address11 ECHO LN
CityFAIRHOPE
StateAL
Zip36532-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31.44' X 153.75' IRR LOT 8 COVERED BRIDGE ESTATES UNIT 3 PB12 PG61 CITY OF FAIRHOPE SEC 19-T6S-R2E (WD)
Legal SubdivisionCOVERED BRIDGE ESTATES
Legal BlockU-3
Legal Lot Number8
Legal Unit3
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group2
Census Block2038
Census Tract11202

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 ECHO LN, FAIRHOPE, AL 36532-1456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2013 · Amount on Record
Deed SaleMay 22, 2013 · Amount on Record
Deed Document Number20131399628
Prior Transfer DateApr 2, 2013
Prior Transfer Doc0001390863
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address11 ECHO LN, FAIRHOPE, AL 36532-1456
Transaction TypeMortgage
Record UpdatedNov 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 ECHO LN, FAIRHOPE, AL 36532-1456

Mortgage

Document Number0002032304
DateNov 3, 2022
Instrument2032304
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 5, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFairhope City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,564.00 (+18.76%)$56,720 (+18.36%) Land $16,900 Building $39,820$567,200 (+18.39%) Land $169,000 Building $398,200
2023$2,159.00 (+18.11%) Homeowner's exemption$47,920 (+17.68%)$479,100 (+17.71%) Land $161,000 Building $318,100
2022$1,828.00 (+13.75%) Homeowner's exemption$40,720$407,000 Land $148,500 Building $258,500
2021$1,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies252 units insured
incl. 137 condo units
Nearby Flood Claims129 (1978–2020)
Claims Outside the SFHA24 of 129
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Katrina, Aug 2005 · 60 claims
  • Hurricane Ivan, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 90% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

Nearby Properties on Echo Ln

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