6 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 6 Echo Ln, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,751 sqft · built 1989
Lot Size	1.17 acres (51,070 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jul 2019)
Tax Bill	$2,004 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-009.049`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-009.049`
Alternative APNs	`102242` `359164`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,751 sqft Heated Area
1st Floor Area	1,206 sqft
Upper Floors Area	1,089 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,070 sqft (1.17 acres)
Lot Dimensions	123 ft deep x 95 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	359164
Street Address	6 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95' X 123.28' IRR LOT 3 COVERED BRIDGE ESTATE UNIT 3 MB12 PG61 SEC 19 T6S R2E (WD/SURVIVORSHIP)
Legal Subdivision	COVERED BRIDGE ESTATES
Legal Block	U-3
Legal Lot Number	3
Legal Unit	3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2039
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 ECHO LN, FAIRHOPE, AL 36532-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jul 26, 2019	Grant Deed, Transfer · Conventional with PMI BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Nov 5, 2014 · Amount on Record
Deed Document Number	20191774245
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Aug 5, 2026
Property Address	6 ECHO LN, FAIRHOPE, AL 36532-1455
Document Number	0002270382
Instrument Date	Jul 21, 2026
Instrument	20262270382
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ECHO LN, FAIRHOPE, AL 36532-1455

Mortgage

Document Number	0002270382,
Date	Aug 5, 2026
Instrument	20262270382

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 20, 2031

Interest

Rate	6.49%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	6 ECHO LN, FAIRHOPE, AL 36532-1455
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001940695
Date	Sep 1, 2021
Instrument	1940695

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 26, 2019
Property Address	6 ECHO LN, FAIRHOPE, AL 36532-1455
Document Number	0001774245
Instrument Date	Jul 25, 2019
Instrument	1774245
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 ECHO LN FAIRHOPE AL 365321455, FAIRHOPE, AL 36532-1455

Mortgage

Document Number	1774246
Date	Jul 26, 2019
Instrument	1774246

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,004.00 (+4.16%) Homeowner's exemption
2025	$1,924.00 (+14.59%)	$42,820 (+14.25%) Land $16,900 Building $25,920	$428,100 (+14.22%) Land $169,000 Building $259,100
2023	$1,679.00 (+19.5%) Homeowner's exemption	$37,480 (+18.83%)	$374,800 (+18.91%) Land $161,000 Building $213,800
2022	$1,405.00 (+9.08%) Homeowner's exemption	$31,540	$315,200 Land $148,500 Building $166,700
2021	$1,288.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C Spire Wireless, T-Mobile.

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