5 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 5 Echo Ln, Fairhope, AL 36532 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2012
Square Footage1,620 sqft Heated Area
Lot Size51,070 sqft (1.17 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2023)
Tax Bill$1,743.00 (2025)

Owner

Source: Baldwin County records · APN 46-04-19-4-000-009.054

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 ECHO LN, FAIRHOPE, AL 36532-1456
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Warranty Deed, Transfer · Seller Take-Back
REGIONS BANK
Dec 03, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleDec 03, 2018 · Amount on Record
Deed Doc Number20232069475
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJun 16, 2023
Property Address5 ECHO LN, FAIRHOPE, AL 36532-1456
Document Number0002069475
Map ReferenceSL 1044-B
Instrument DateJun 14, 2023
Instrument2069475
Transaction TypeTransfer
Record UpdatedJul 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17360 POLO RIDGE BLVD, FAIRHOPE, AL 36532-7802

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ECHO LN, FAIRHOPE, AL 36532-1456

Mortgage

Document Number0002069476
DateJun 16, 2023
Instrument2069476
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
IndexOther
Margin3
Max Rate11.1%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateDec 03, 2018
Property Address5 ECHO LN, FAIRHOPE, AL 36532-1456
Document Number0001732716
Instrument DateNov 30, 2018
Instrument1732716
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$192.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address5 ECHO LN FAIRHOPE AL 365321456, FAIRHOPE, AL 36532-1456

Mortgage

Document Number1732717
DateDec 03, 2018
Instrument1732717
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFairhope City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,743.00 (+18.25%)$38,880 (+17.68%) Land $16,900 Building $21,980$388,600 (+17.69%) Land $169,000 Building $219,600
2023$1,474.00 (+15.97%) Homeowner's exemption$33,040 (+15.44%)$330,200 (+15.45%) Land $161,000 Building $169,200
2022$1,271.00 (+15.65%) Homeowner's exemption$28,620$286,000 Land $148,500 Building $137,500
2021$1,099.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 90% of Alabama
Wildfire LikelihoodAbout 1 in 346 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN46-04-19-4-000-009.054
Alternative APNs
  • 530031
  • 356478
  • 76002

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,620 sqft Heated Area
1st Floor1,080 sqft 1st Floor
Upper Floors1,080 sqft Upper Floors
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2012
Exterior MaterialVinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area51,070 sqft (1.17 acres)
Depth X Width191 ft x 95 ft Depth x Width
Utility Building80 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number530031
Street Address5 ECHO LN
CityFAIRHOPE
StateAL
Zip36532-1456
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 UNIT 3 COVERED BRIDGE ESTATES MB12 PG61
Legal SubdivisionCOVERED BRIDGE ESTATES
Legal BlockU-3
Legal Lot Number11
Legal Unit3
JurisdictionBALDWIN AL
Minor Civil DivisionFAIRHOPE
Census Blockgroup2
Census Block2038
Census Tract11202

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