7 Deborah Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 7 Deborah Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,312 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2019)
Tax Bill	$12,427 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-22-00011`

Property Details

APN / Parcel Number

Primary APN	`21-00001-22-00011`
Alternative APNs	`2100001002200011` `31221100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
1st Floor Area	1,276 sqft
Upper Floors Area	1,036 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	31221100
Street Address	7 DEBORAH LN
City	HOWELL
State	NJ
Zip	07731-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	COUNTRY ESTATES
Legal Block	1.22
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3016
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 DEBORAH LN, HOWELL, NJ 07731-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
May 12, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 2, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 3, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Jul 22, 1996 · Amount on Record
Deed Document Number	2019113678
Deed Book / Page	9382 / 3876
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2026
Property Address	7 DEBORAH LN, HOWELL, NJ 07731-3505
Document Number	0000056762
Book / Page	9802 / 2801
Instrument Date	Jul 9, 2026
Instrument	202656762
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DEBORAH LN, HOWELL, NJ 07731-3505

Mortgage

Document Number	0000056762,
Date	Jul 13, 2026
Book Page	9802/2801
Instrument	202656762

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 DEBORAH LN, HOWELL, NJ 07731-3505
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096445684
Date	May 12, 2023
Book Page	9644/5684
Instrument	2023032980

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 2, 2019
Property Address	7 DEBORAH LN, HOWELL, NJ 07731-3505
Document Number	0000113678
Book / Page	009382 / 003876
Instrument Date	Oct 15, 2019
Instrument	113678
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DEBORAH LN HOWELL NJ 077313505, HOWELL, NJ 07731-3505

Mortgage

Document Number	113679
Date	Dec 2, 2019
Book Page	009382/003894
Instrument	113679

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 DEBORAH LN, HOWELL, NJ 07731-3505
Document Number	0000028474
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 DEBORAH LN HOWELL NJ 077313505, HOWELL, NJ 07731-3505

Mortgage

Document Number	0000028474
Date	Mar 19, 2018
Book Page	009278/009874
Instrument	28474

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,300 (+10.8%) Land $438,400 Building $364,900	$803,300 (+10.8%) Land $438,400 Building $364,900
2025	$12,427.00 (+13.49%)	$725,000 (+25.72%) Land $363,400 Building $361,600	$725,000 (+25.72%) Land $363,400 Building $361,600
2024	$10,950.00 (+6.4%)
2023		$576,700 Land $203,400 Building $373,300	$576,700 Land $203,400 Building $373,300
2022	$10,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Deborah Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures