4 Deborah Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Deborah Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,976 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Mar 2019)
Tax Bill	$11,743 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-23-00006`

Property Details

APN / Parcel Number

Primary APN	`21-00001-23-00006`
Alternative APNs	`2100001002300006` `31230600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,052 sqft
Upper Floors Area	972 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31230600
Street Address	4 DEBORAH LN
City	HOWELL
State	NJ
Zip	07731-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	COUNTRY ESTATES
Legal Block	1.23
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3015
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 DEBORAH LN, HOWELL, NJ 07731-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 8, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Mar 8, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Feb 25, 1998 · Amount on Record
Deed Document Number	201921124
Deed Book / Page	9338 / 5863
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 DEBORAH LN, HOWELL, NJ 07731-3504
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	TITLE SETTLEMENT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095480952
Date	Oct 1, 2021
Book Page	9548/952
Instrument	2021146782

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 DEBORAH LN, HOWELL, NJ 07731-3504
Document Number	0000005897
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 DEBORALL LN HOWELL NJ 07731, HOWELL, NJ 07731

Mortgage

Document Number	0000005897
Date	Jan 15, 2020
Book Page	009391/004812
Instrument	5897

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 8, 2019
Property Address	4 DEBORAH LN, HOWELL, NJ 07731-3504
Document Number	0000021124
Book / Page	009338 / 005863
Instrument Date	Feb 26, 2019
Instrument	21124
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	VICTORIA ABSTRACT LIMITED, VICTORIA ABSTRACT LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 DEBORAH LN HOWELL NJ 077313504, HOWELL, NJ 07731-3504

Mortgage

Document Number	21125
Date	Mar 8, 2019
Book Page	009338/005869
Instrument	21125

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,100 (+11.39%) Land $434,900 Building $328,200	$763,100 (+11.39%) Land $434,900 Building $328,200
2025	$11,743.00 (+9.84%)	$685,100 (+27.91%) Land $359,900 Building $325,200	$685,100 (+27.91%) Land $359,900 Building $325,200
2024	$10,691.00 (+4.82%)
2023		$535,600 Land $199,900 Building $335,700	$535,600 Land $199,900 Building $335,700
2022	$10,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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