10 Deborah Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Deborah Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2025)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00001-23-00009`

Property Details

APN / Parcel Number

Primary APN	`21-00001-23-00009`
Alternative APNs	`2100001002300009` `31230900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,902 sqft Living Area
1st Floor Area	1,215 sqft
Upper Floors Area	1,259 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Built-in
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	132 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31230900
Street Address	10 DEBORAH LN
City	HOWELL
State	NJ
Zip	07731-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	COUNTRY ESTATES
Legal Block	1.23
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3015
Census Tract	811501

Owner

10 Deborah Ln is owned and occupied by two individuals who acquired it in March 2026.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 DEBORAH LN, HOWELL, NJ 07731-3504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 24, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Apr 21, 2016 · Amount on File
Deed Document Number	202534409
Deed Book / Page	9736 / 2906
Last Transfer Date	Mar 5, 2026
Transfer Doc	0097830549
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 9, 2026
Property Address	10 DEBORAH LN, HOWELL, NJ 07731-3504
Document Number	0097830549
Book / Page	9783 / 549
Instrument Date	Mar 5, 2026
Instrument	2026019543
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 DEBORAH LN, HOWELL, NJ 07731-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DEBORAH LN, HOWELL, NJ 07731-3504

Mortgage

Document Number	2026019544
Date	Mar 9, 2026
Instrument	2026019544

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 DEBORAH LN, HOWELL, NJ 07731-3504
Document Number	0000046428
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	COURTESY TITLE SERVICES, COURT TITLE SERVICES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SAMARA DR SHREWSBURY NJ 077024129, SHREWSBURY, NJ 07702-4129

Mortgage

Document Number	0000046428
Date	May 4, 2020
Book Page	009411/005514
Instrument	46428

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Deborah Ln was $10,143, up 17.5% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,000 (+9.5%) Land $434,800 Building $213,200	$648,000 (+9.5%) Land $434,800 Building $213,200
2025	$10,143.00 (+17.46%)	$591,800 Land $359,800 Building $232,000	$591,800 Land $359,800 Building $232,000
2024	$8,635.00
2023		$440,300 Land $199,800 Building $240,500	$440,300 Land $199,800 Building $240,500
2022	$8,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Deborah Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Deborah Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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