6 Deborah Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 6 Deborah Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$11,653 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-23-00007`

Property Details

APN / Parcel Number

Primary APN	`21-00001-23-00007`
Alternative APNs	`2100001002300007` `31230700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
1st Floor Area	1,244 sqft
Upper Floors Area	972 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Deck Area	36 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31230700
Street Address	6 DEBORAH LN
City	HOWELL
State	NJ
Zip	07731-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	COUNTRY ESTATES
Legal Block	1.23
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3015
Census Tract	811501

Owner

6 Deborah Ln is owned and occupied by an individual who acquired it in August 2003.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	6 DEBORAH LN, HOWELL, NJ 07731-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANASQUAN BANK
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANASQUAN BANK
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BANK
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2003
Deed Sale	Aug 22, 2003
Prior Sale	Apr 11, 2003 · Amount on File
Deed Book / Page	8271 / 3885
Prior Transfer Date	Jul 21, 2003
Prior Transfer Doc	8271003885
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 DEBORAH LN, HOWELL, NJ 07731-3504
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096575022
Date	Aug 25, 2023
Book Page	9657/5022
Instrument	2023059225

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 DEBORAH LN, HOWELL, NJ 07731-3504
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096078299
Date	Aug 2, 2022
Book Page	9607/8299
Instrument	2022078426

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2032

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 DEBORAH LN, HOWELL, NJ 07731-3504
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095583648
Date	Nov 16, 2021
Book Page	9558/3648
Instrument	2021166131

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 DEBORAH LN, HOWELL, NJ 07731-3504
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DEBORAH LN, HOWELL, NJ 07731-3504

Mortgage

Document Number	0094890227
Date	Mar 10, 2021
Book Page	9489/227
Instrument	2021037375

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jan 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 DEBORAH LN, HOWELL, NJ 07731-3504
Document Number	0000075683
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	ANCHOR TITLE AGENCY, ANCHOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DEBORAH LN HOWELL NJ 077313504, HOWELL, NJ 07731-3504

Mortgage

Document Number	0000075683
Date	Aug 20, 2019
Book Page	009364/000407
Instrument	75683

Lender

Name	MANASQUAN BK
Address	WALL, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Aug 19, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 6 Deborah Ln was $11,653, up 9.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$757,900 (+11.47%) Land $434,200 Building $323,700	$757,900 (+11.47%) Land $434,200 Building $323,700
2025	$11,653.00 (+9.92%)	$679,900 Land $359,200 Building $320,700	$679,900 Land $359,200 Building $320,700
2024	$10,601.00
2023		$530,600 Land $199,200 Building $331,400	$530,600 Land $199,200 Building $331,400
2022	$10,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Deborah Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Deborah Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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