St. Charles County property record for 7 Cradle Ct, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,588 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2021) |
| Tax Bill | $3,918.00 (2025) |
| Primary APN | A922000770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 3,548 sqft Gross Area |
| 1st Floor | 1,588 sqft 1st Floor |
| Basement Area | 1,560 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 48 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A922000770 |
|---|---|
| Street Address | 7 CRADLE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-8232 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 81H |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG H THE CEDAR |
| Legal Lot Number | 81H |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A922000770
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CRADLE CT, O FALLON, MO 63368-8232 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Deed Doc Number | 202179678 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000079677 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 24, 2026 |
| Property Address | 7 CRADLE CT, O FALLON, MO 63368-8232 |
| Document Number | 0000034982 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202634982 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 CRADLE CT, O FALLON, MO 63368-8232 |
| Document Number | 0000034982, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202634982 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 23, 2021 |
| Property Address | 7 CRADLE CT, O FALLON, MO 63368-8232 |
| Document Number | 2021R079678 |
| Map Reference | MB 30 PG 366 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R-079678 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 TRIPLE CROWN CT, 204, FORISTELL, MO 63348-2642 |
| Name | Verified Name |
|---|---|
| Address | 7 CRADLE CT, O FALLON, MO 63368-8232 |
| Document Number | 2021R079679 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021R-079679 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,973 (-) | $320,912 (-) Building $320,912 | |
| 2025 | $3,918.00 | $60,973 (+8.09%) | $320,912 (+8.09%) |
| 2023 | $56,411 | ||
| 2022 | $296,900 Land $45,000 Building $251,900 |
7 Cradle Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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