3 Cradle Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Cradle Ct, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,220 sqft · built 1992
Lot Size0.23 acres (10,019 sqft)
Owner2 Owner Names on File
Last Sale$177,000 (Jul 2002)
Tax Bill$4,261 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA922000768

Property Details

APN / Parcel Number

Primary APNA922000768
Alternative APN
  • 2-113A-6813-00-079H.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,220 sqft Living Area
1st Floor Area1,128 sqft
Basement Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area66 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA922000768
Old Parcel NumberA922000768
Street Address3 CRADLE CT
CityO FALLON
StateMO
Zip63368-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 79H
Legal Range03E
Legal Township46N
Legal SubdivisionTWIN CHIMNEYS PH1 VLG H THE CEDAR
Legal Lot Number79H
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1008
Census Tract311154

Owner

Source: St. Charles County records · APN A922000768

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3 CRADLE CT, O FALLON, MO 63368-8232
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2002 · Amount on Record
Deed SaleJul 08, 2002 · Amount on Record
Deed Document Number0002940363
Deed Book / Page2940 / 363
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 CRADLE CT, O FALLON, MO 63368-8232
Document Number0000098619
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedMar 08, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CRADLE CT O FALLON MO 633688232, O FALLON, MO 63368-8232

Mortgage

Document Number0000098619
DateDec 15, 2020
Instrument98619
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term180 Months
DueDec 14, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,261.00$66,367 (+6.47%)$349,298 (+6.47%) Land $65,000 Building $284,298
2023$62,336
2022$328,082 Land $45,000 Building $283,082

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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