4 Cradle Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Cradle Ct, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2015)
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A922000772`

Property Details

APN / Parcel Number

Primary APN	`A922000772`
Alternative APN	`2-113A-6813-00-083H.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft 1st Floor
Basement Area	1,532 sqft Basement
Stories	1 Story

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Patio Area	455 sqft Patio
Porch	Porch
Porch Area	48 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A922000772
Old Parcel Number	A922000772
Street Address	4 CRADLE CT
City	O FALLON
State	MO
Zip	63368-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 83H
Legal Range	03E
Legal Township	46N
Legal Subdivision	TWIN CHIMNEYS PH1 VLG H THE CEDAR
Legal Lot Number	83H
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1008
Census Tract	311154

Owner

Source: St. Charles County records · APN A922000772

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4 CRADLE CT, O FALLON, MO 63368-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2015 · Amount on Record
Deed Sale	Aug 20, 2015 · Amount on Record
Prior Sale	Aug 20, 2015
Deed Document Number	0064071333
Deed Book / Page	6407 / 1333
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 CRADLE CT, O FALLON, MO 63368-8232
Transaction Type	Mortgage
Record Updated	Apr 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CRADLE CT, O FALLON, MO 63368-8232

Mortgage

Document Number	0000015881
Date	Mar 18, 2022
Instrument	2022R-015881

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,855.00	$59,985 (+8.24%)	$315,711 (+8.24%)
2023		$55,416
2022			$291,664 Land $45,000 Building $246,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.