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5 Cradle Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 5 Cradle Ct, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,254 sqft · built 1992
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$302,000 (May 2018)
Tax Bill$5,895 (2025)
Deeds & MortgagesAug 2019 Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNA922000769

Property Details

APN / Parcel Number

Primary APNA922000769
Alternative APN
  • 2-113A-6813-00-080H.0000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,254 sqft Living Area
Gross Area5,602 sqft
1st Floor Area1,808 sqft
Basement Area1,784 sqft
Finished Basement1,070 sqft
Unfinished Basement714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area634 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area252 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA922000769
Street Address5 CRADLE CT
CityO FALLON
StateMO
Zip63368-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 80H
Legal SubdivisionTWIN CHIMNEYS PH1 VLG H THE CEDAR
Legal Lot Number80H
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1008
Census Tract311154

Owner

Source: St. Charles County records · APN A922000769

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 CRADLE CT, O FALLON, MO 63368-8232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
UMB BANK NA
May 29, 2018Warranty Deed, Transfer · Line of Credit
UMB BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleDec 05, 2016 · Amount on Record
Deed Document Number2018293550
Deed Book / Page6925 / 126
Prior Transfer DateNov 28, 2016
Prior Transfer Doc0066621714
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5 CRADLE CT, O FALLON, MO 63368-8232
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071310968
DateAug 27, 2019
Book Page7131/0968
Instrument20190827000458430
Lender
NameUMB BANK NA
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 29, 2018
Property Address5 CRADLE CT, O FALLON, MO 63368-8232
Document Number0069250126
Book / Page6925 / 0126
Map ReferenceMB 30 PG 366
Instrument DateMay 18, 2018
Instrument20180529000293550
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CRADLE CT, O FALLON, MO 63368-8232

Mortgage

Document Number20180529000293560
DateMay 29, 2018
Instrument20180529000293560
Lender
NameUMB BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,895.00 (+3.01%)$92,076 (+6.06%)$484,612 (+6.06%) Land $65,000 Building $419,612
2024$5,723.00
2023$86,816
2022$456,928 Land $45,000 Building $411,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 497 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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