7 Courageous St, Clover, SC 29710 Property Records

York County property record for 7 Courageous St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,956 sqft · built 1989
Lot Size	0.593 acres (25,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,900 (Feb 2013)
Tax Bill	$27,670 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`578-00-00-018`

Property Details

APN / Parcel Number

Primary APN	`578-00-00-018`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,956 sqft Living Area
Gross Area	6,650 sqft
1st Floor Area	2,585 sqft
2nd Floor Area	2,371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Lot Area	25,814 sqft (0.593 acres)
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	798 sqft
Patio Area	798 sqft

Location & Zoning

Street Address	7 COURAGEOUS ST
City	CLOVER
State	SC
Zip	29710-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LT 27 SEC XXVII COMMODORE PT
Legal Subdivision	RIVER HILLS
Legal Lot Number	27
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1004
Census Tract	61710

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 COURAGEOUS ST, CLOVER, SC 29710-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2017	Deed of Trust, Mortgage QUICKEN LNS
Jun 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2013 · Amount on Record
Deed Sale	Feb 11, 2013 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	2013204376
Deed Book / Page	13202 / 144
Transfer Doc	0164042330
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	7 COURAGEOUS ST, CLOVER, SC 29710-9281
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1952900225
Date	Aug 20, 2021
Book Page	19529/225
Instrument	2021047942

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	7 COURAGEOUS ST, CLOVER, SC 29710-9281
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1953800069
Date	Aug 24, 2021
Book Page	19538/69
Instrument	2021048583

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	Other
Margin	3
Max Rate	6.62%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	7 COURAGEOUS ST, LAKE WYLIE, SC 29710-9281
Document Number	1669600445
Book / Page	016696 / 000445
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 COURAGEOUS ST CLOVER SC 297109281, CLOVER, SC 29710-9281

Mortgage

Document Number	1669600445
Date	Nov 16, 2017
Book Page	016696/000445
Instrument	49451

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jun 22, 2017
Property Address	7 COURAGEOUS ST, LAKE WYLIE, SC 29710-9281
Document Number	1644200330
Book / Page	016442 / 000330
Instrument Date	Jun 8, 2017
Instrument	25094
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 COURAGEOUS ST LAKE WYLIE SC 297109281, LAKE WYLIE, SC 29710-9281

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,670.00 (+21.77%)	$67,113 (+15%) Land $27,804 Building $39,309	$1,327,600 (+36.49%) Land $550,000 Building $777,600
2023	$22,724.00	$58,359 Land $27,000 Building $31,359	$972,651 Land $450,000 Building $522,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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