3 Courageous St, Clover, SC 29710 Property Records

York County property record for 3 Courageous St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,404 sqft · built 1984
Lot Size	0.567 acres (24,683 sqft)
Owner	Individual on Record
Last Sale	$815,000 (Apr 2025)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`578-00-00-016`

Property Details

APN / Parcel Number

Primary APN	`578-00-00-016`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,404 sqft Living Area
Gross Area	6,595 sqft
1st Floor Area	1,884 sqft
2nd Floor Area	720 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Unfinished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	24,683 sqft (0.567 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	1,442 sqft
Patio Area	1,442 sqft

Location & Zoning

Street Address	3 COURAGEOUS ST
City	CLOVER
State	SC
Zip	29710-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 24 COM PT
Legal Subdivision	RIVER HILLS
Legal Lot Number	24
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1004
Census Tract	61710

Owner

Source: York County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3 COURAGEOUS ST, CLOVER, SC 29710-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2025	Warranty Deed, Transfer · Line of Credit SOUTHSTATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	202510926
Deed Book / Page	21841 / 29
Prior Transfer Date	May 14, 2015
Prior Transfer Doc	1487200059
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	3 COURAGEOUS ST, CLOVER, SC 29710-9281
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1965400078
Date	Oct 5, 2021
Book Page	19654/78
Instrument	2021056974

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Apr 8, 2025
Property Address	3 COURAGEOUS ST, CLOVER, SC 29710-9281
Document Number	2184100029
Book / Page	21841 / 29
Map Reference	MB E266 PG 10
Instrument Date	Apr 1, 2025
Instrument	2025010926
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025010927
Date	Apr 8, 2025
Instrument	2025010927

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+10.18%)	$23,830 (+15%) Land $3,896 Building $19,934	$764,600 (+47.59%) Land $125,000 Building $639,600
2023	$2,712.00 Additional exemption filed	$20,722 Land $5,000 Building $15,722	$518,042 Land $125,000 Building $393,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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