York County property record for 11 Courageous St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,942 sqft · built 1981 |
| Lot Size | 0.655 acres (28,546 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,330,000 (May 2025) |
| Tax Bill | $4,476 (2025) |
| Deeds & Mortgages | May 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 578-00-00-010 |
| Primary APN | 578-00-00-010 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,942 sqft Living Area |
| Gross Area | 5,826 sqft |
| 1st Floor Area | 2,028 sqft |
| Basement Area | 1,914 sqft |
| Finished Basement | 1,914 sqft |
| Unfinished Basement | 1,914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 28,546 sqft (0.655 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | 876 sqft |
| Patio Area | 876 sqft |
| Street Address | 11 COURAGEOUS ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | LOT 32 COM PT |
| Legal Subdivision | RIVER HILLS |
| Legal Lot Number | 32 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 61710 |
11 Courageous St is owned and occupied by two individuals who bought it in May 2025.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 COURAGEOUS ST, CLOVER, SC 29710-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on File |
| Deed Sale | May 12, 2025 · Amount on File |
| Deed Document Number | 202515105 |
| Deed Book / Page | 21904 / 458 |
| Prior Transfer Date | Feb 16, 2016 |
| Prior Transfer Doc | 1546200168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 12, 2025 |
| Property Address | 11 COURAGEOUS ST, CLOVER, SC 29710-9281 |
| Document Number | 2190400458 |
| Book / Page | 21904 / 458 |
| Map Reference | MB 56 PG 52 |
| Instrument Date | Apr 18, 2025 |
| Instrument | 2025015105 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,458.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 COURAGEOUS ST, CLOVER, SC 29710-9281 |
| Document Number | 2025015106 |
|---|---|
| Date | May 12, 2025 |
| Instrument | 2025015106 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate | 6.37% |
|---|---|
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
The 2025 property tax bill for 11 Courageous St was $4,476.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,476.00 | $34,702 Land $17,104 Building $17,598 | $1,115,900 Land $550,000 Building $565,900 |
| 2023 | $4,082.00 Additional exemption filed | $30,176 Land $17,003 Building $13,173 | $798,648 Land $450,000 Building $348,648 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Courageous St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Courageous St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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