4 Courageous St, Clover, SC 29710 Property Records

York County property record for 4 Courageous St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,544 sqft · built 1981
Lot Size	0.698 acres (30,389 sqft)
Owner	Individual Name on Record
Tax Bill	$5,062 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`578-00-00-017`

Property Details

APN / Parcel Number

Primary APN	`578-00-00-017`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,544 sqft Living Area
Gross Area	6,026 sqft
1st Floor Area	2,306 sqft
2nd Floor Area	2,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	30,389 sqft (0.698 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Deck Area	346 sqft
Patio Area	346 sqft

Location & Zoning

Street Address	4 COURAGEOUS ST
City	CLOVER
State	SC
Zip	29710-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 25 COM PT
Legal Subdivision	RIVER HILLS
Legal Lot Number	25
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1004
Census Tract	61710

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 COURAGEOUS ST, CLOVER, SC 29710-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jan 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 2021
Transfer Doc	1924800386
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	May 10, 2021
Property Address	4 COURAGEOUS ST, CLOVER, SC 29710-9281
Document Number	1924800386
Book / Page	19248 / 386
Map Reference	MB A341 PG 9
Instrument Date	Mar 22, 2021
Instrument	2021027037
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4 COURAGEOUS ST, LAKE WYLIE, SC 29710-9281

Mortgage

Document Number	2021027066
Date	May 10, 2021
Instrument	2021027066

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4 COURAGEOUS ST, LAKE WYLIE, SC 29710-9281
Document Number	1689300324
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COURAGEOUS ST LAKE WYLIE SC 297109281, LAKE WYLIE, SC 29710-9281

Mortgage

Document Number	1689300324
Date	Mar 27, 2018
Book Page	016893/000324
Instrument	12454

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4 COURAGEOUS ST, LAKE WYLIE, SC 29710-9281
Document Number	1689500016
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COURAGEOUS ST LAKE WYLIE SC 297109281, LAKE WYLIE, SC 29710-9281

Mortgage

Document Number	1689500016
Date	Mar 28, 2018
Book Page	016895/000016
Instrument	12621

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jan 22, 2019
Property Address	4 COURAGEOUS ST, LAKE WYLIE, SC 29710-9281
Document Number	1737200386
Book / Page	017372 / 000386
Instrument Date	Jan 17, 2018
Instrument	2561
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 COURAGEOUS ST LAKE WYLIE SC 297109281, LAKE WYLIE, SC 29710-9281

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,062.00 (+3.07%)	$38,977 (+15%) Land $16,164 Building $22,813	$1,085,100 (+28.06%) Land $450,000 Building $635,100
2023	$4,911.00	$33,893 Land $18,000 Building $15,893	$847,330 Land $450,000 Building $397,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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