Osceola County property record for 7 Columbia Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,280 sqft · built 2004 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Oct 2009) |
| Tax Bill | $1,769 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0001-0510-0075 |
| Primary APN | 01-26-30-0001-0510-0075 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 2,280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,935 sqft (0.274 acres) |
| Lot Dimensions | 137 ft deep x 87 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 7 COLUMBIA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1937 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE FRONT ADDN PB B PGS 61-64 BLK 510 S 38 FT LOT 8, N 48.70 FT LOT 7, S 38.30 FT OF W 11.60 FT LOT 1, N 48.70 FT OF W 11.60 FT LOT 2 3/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 510 |
| Legal Lot Number | 75 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0510-0075
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2009 · Amount on Record |
| Deed Sale | Oct 23, 2009 · Amount on Record |
| Prior Sale | Oct 05, 2005 · Amount on Record |
| Deed Document Number | 2009170372 |
| Deed Book / Page | 3905 / 1505 |
| Last Transfer Date | Sep 08, 2023 |
| Transfer Doc | 0064741311 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 7 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937 |
| Document Number | 0064741311 |
| Book / Page | 6474 / 1311 |
| Map Reference | MB B PG 61 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 2023121522 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,769.00 (+4.37%) | $158,170 (+5.99%) | $408,800 (+0.44%) Land $70,000 Building $338,800 |
| 2024 | $1,695.00 (+3.73%) | ||
| 2023 | $1,634.00 (-0.24%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $149,236 (+3%) | $407,000 (+36.99%) Land $60,000 Building $347,000 |
| 2022 | $1,638.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $144,890 | $297,100 Land $52,000 Building $245,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured 12 under condo master policies |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: AT&T, Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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