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3 Columbia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3 Columbia Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms4 Baths
Architecture StyleCustom Design
Year BuiltBuilt 2004
Square Footage2,280 sqft Living Area
Lot Size16,596 sqft (0.381 acres)
Last Sale$140,000 (2013)
Tax Bill$4,816.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0510-0080
Alternative APNs
  • 263001000105100080
  • 80556

Interior

Bedrooms4 Beds
Full Baths4 Baths
Units2 Units
Building Area2,280 sqft Living Area
Gross Area2,360 sqft Gross Area
1st Floor2,280 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,596 sqft (0.381 acres)
Depth X Width119 ft x 133 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area112 sqft Shed
Patio Area75 sqft Patio
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3 COLUMBIA AVE
CitySAINT CLOUD
StateFL
Zip34769-1937
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAKE FRONT ADDN PB B PGS 61-64 BLK 510 LOT 8 LESS S 38.30 FT, W 11.60 FT OF LOT 1 LESS S 38.30 FT TOGETHER WITH VAC R/W
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block510
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3005
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0510-0080

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Loan Modification, Mortgage · Conventional Mortgage
CENTERSTATE BK NA
Feb 20, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2013 · Amount on Record
Deed SaleDec 17, 2013 · Amount on Record
Prior SaleJul 29, 2008 · Amount on Record
Deed Doc Number2013196075
Deed Book / Page4546 / 669
Record RefreshedJun 08, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937
Document Number0057312564
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1110 PENNSYLVANIA AVE ST CLOUD FL 347693750, ST CLOUD, FL 34769-3750

Mortgage

Document Number0057312564
DateJun 03, 2020
Book Page005731/002564
Instrument71689
Lender
NameCENTERSTATE BK NA
TypeBank
AddressKISSIMMEE, FL 34741
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2020
Property Address3 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937
Document Number0056771231
Book / Page005677 / 001231
Instrument DateFeb 04, 2020
Instrument25078
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1110 PENNSYLVANIA AVE ST CLOUD FL 347693750, ST CLOUD, FL 34769-3750

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,127.00 (+6.46%)$321,400 (+1.42%) Land $72,800 Building $248,600$321,400 (+1.42%) Land $72,800 Building $248,600
2024$4,816.00 (+5.75%)
2023$4,554.00 (+18.35%)$316,900 (+35.14%) Land $62,400 Building $254,500$316,900 (+35.14%) Land $62,400 Building $254,500
2022$3,848.00$234,500 Land $54,100 Building $180,400$234,500 Land $54,100 Building $180,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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