19 Columbia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 19 Columbia Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,768 sqft · built 1988
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on File
Last Sale	$457,500 (Mar 2026)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Mar 2026 Sale Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0001-0510-0060`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0510-0060`
Alternative APNs	`263001000105100060` `80554`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	19 COLUMBIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-1937
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAKE FRONT ADDN PB B PG 61-62 BLK 510 N 10 FT OF LOT 5 & S 70 FT OF LOT 6
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	510
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0510-0060

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2026	Warranty Deed, Transfer LANDTRUST TITLE/ CTRL FLORIDA LLC, LANDTRUST TTL OF CTRL FL LLC
Jun 05, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 07, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2026 · Amount on Record
Deed Sale	Mar 09, 2026 · Amount on Record
Prior Sale	Jun 05, 2023 · Amount on Record
Deed Document Number	202629826
Deed Book / Page	6933 / 402
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 09, 2026
Property Address	19 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937
Document Number	0069330402
Book / Page	6933 / 402
Map Reference	MB B PG 61
Instrument Date	Feb 27, 2026
Instrument	2026029826
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	LANDTRUST TITLE/ CTRL FLORIDA LLC, LANDTRUST TTL OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Tax	$3,202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 GLENWICK DR, WINDERMERE, FL 34786-6036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 05, 2023
Property Address	19 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937
Document Number	0064181843
Book / Page	6418 / 1843
Map Reference	MB B PG 61-64
Instrument Date	May 31, 2023
Instrument	2023071502
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ENCORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 LAFAYETTE RD, SYRACUSE, NY 13205-2923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 CHELSEA ST, ORLANDO, FL 32803-2851

Mortgage

Document Number	0064181845
Date	Jun 05, 2023
Instrument	6418/1845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 07, 2022
Property Address	19 COLUMBIA AVE, SAINT CLOUD, FL 34769-1937
Document Number	0063260402
Book / Page	6326 / 402
Map Reference	MB B PG 61-64
Instrument Date	Nov 18, 2022
Instrument	2022175835
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 DORSET DR, COCOA BEACH, FL 32931-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 DORSET DR, COCOA BEACH, FL 32931-3809

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (-0.36%)	$274,100 (+1.71%) Land $70,000 Building $204,100	$274,100 (+1.71%) Land $70,000 Building $204,100
2024	$4,932.00 (+33.73%)
2023	$3,688.00 (+18.81%)	$269,500 (+35.29%) Land $60,000 Building $209,500	$269,500 (+35.29%) Land $60,000 Building $209,500
2022	$3,104.00	$199,200 Land $52,000 Building $147,200	$199,200 Land $52,000 Building $147,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured 12 under condo master policies
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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