Osceola County property record for 2 Columbia Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,221 sqft Heated Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | Finished, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,190.00 (2025) |
| Primary APN | 76395 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,221 sqft Heated Area |
| Gross Area | 2,908 sqft Gross Area |
| 1st Floor | 2,014 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 110 ft x 118 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 484 sqft Garage |
| Fence | Fence |
| Porch | Enclosed Porch |
| Porch Area | 410 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 76395 |
|---|---|
| Street Address | 2 COLUMBIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1938 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C B PGS 61-62 E 126 FT OF LOT 504 LESS R/W CYPRESS AVE & LESS E 7.5 FT FOR RD R/W |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | TINDALL ESTATES |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 504 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 43203 |
Source: Osceola County records · APN 76395
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 COLUMBIA AVE, SAINT CLOUD, FL 34769-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage USF FCU |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2003 |
| Deed Sale | Dec 18, 2003 |
| Prior Sale | Sep 05, 2003 · Amount on Record |
| Deed Doc Number | 0240802863 |
| Deed Book / Page | 02332 / 01504 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2 COLUMBIA AVE, SAINT CLOUD, FL 34769-1938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 COLUMBIA AVE, SAINT CLOUD, FL 34769-1938 |
| Document Number | 0064292611 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 6429/2611 |
| Instrument | 2023081457 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2 COLUMBIA AVE, SAINT CLOUD, FL 34769-1938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2 COLUMBIA AVE, SAINT CLOUD, FL 34769-1938 |
| Document Number | 0058801437 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5880/1437 |
| Instrument | 2021013440 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2 COLUMBIA AVE, SAINT CLOUD, FL 34769-1938 |
| Document Number | 0053901701 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2 COLUMBIA AVE ST CLOUD FL 347691938, ST CLOUD, FL 34769-1938 |
| Document Number | 0053901701 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 005390/001701 |
| Instrument | 129134 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,190.00 (+6.4%) Homeowner's exemption | $221,121 (+5.99%) | $383,300 (+7.31%) Land $70,000 Building $313,300 |
| 2023 | $2,998.00 (+3.7%) Homeowner's exemption | $208,632 (+3%) | $357,200 (+14.45%) Land $50,000 Building $307,200 |
| 2022 | $2,891.00 Homeowner's exemption | $202,556 | $312,100 Land $50,000 Building $262,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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