7 Circle Dr, Oak Ridge, NJ 07438 Property Records

Passaic County and West Milford Township property record for 7 Circle Dr, Oak Ridge, NJ 07438

Property Summary

Property Type	Single Family Home
Details	1,491 sqft · built 1971
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2006)
Tax Bill	$10,535 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-16301-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`15-16301-0000-00009`
Alternative APNs	`1500541A00006` `151630100009`

Interior

Building Area	1,491 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Lot Area	25,003 sqft (0.574 acres)
Lot Dimensions	217 ft deep x 114 ft wide

Location & Zoning

Old Parcel Number	1500541A00006
Street Address	7 CIRCLE DR
City	OAK RIDGE
State	NJ
Zip	07438-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16301
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	WEST MILFORD
Census Block Group	1
Census Block	1059
Census Tract	256805

Owner

7 Circle Dr is owned and occupied by an individual who bought it in May 2006.

Source: Passaic County and West Milford Township records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7 CIRCLE DR, OAK RIDGE, NJ 07438-9005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Apr 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2006 · Amount on File
Deed Sale	May 12, 2006 · Amount on File
Deed Book / Page	1231 / 222
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 CIRCLE DR, OAK RIDGE, NJ 07438-9005
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055642
Date	Aug 31, 2021
Book Page	M17403/1
Instrument	2021055642

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 CIRCLE DR, OAK RIDGE, NJ 07438-9005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013780
Date	Apr 1, 2019
Book Page	M15457/0278
Instrument	2019013780

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 CIRCLE DR, OAK RIDGE, NJ 07438-9005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047265
Date	Oct 17, 2019
Book Page	M15774/0243
Instrument	2019047265

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7 Circle Dr was $10,535, up 3.9% from the year before.

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	West Milford Township
Unified School District	West Milford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $101,500 Building $148,500	$250,000 (-) Land $101,500 Building $148,500
2025	$10,535.00 (+3.95%)	$250,000 Land $101,500 Building $148,500	$250,000 Land $101,500 Building $148,500
2024	$10,135.00
2023		$250,000 Land $101,500 Building $148,500	$250,000 Land $101,500 Building $148,500
2022	$9,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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