Passaic County and West Milford Township property record for 42 Circle Dr, Oak Ridge, NJ 07438
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1960 |
| Lot Size | 0.926 acres (40,337 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,508 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-16307-0000-00004 |
| Primary APN | 15-16307-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,980 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Lot Area | 40,337 sqft (0.926 acres) |
| Lot Dimensions | 403 ft deep x 100 ft wide |
| Old Parcel Number | 1500541000000060 |
|---|---|
| Street Address | 42 CIRCLE DR |
| City | OAK RIDGE |
| State | NJ |
| Zip | 07438-9013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 16307 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WEST MILFORD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 256805 |
42 Circle Dr is owned and occupied by two individuals.
Source: Passaic County and West Milford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 CIRCLE DR, OAK RIDGE, NJ 07438-9013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 CIRCLE DR, OAK RIDGE, NJ 07438-9013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000015959 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | M17877/268 |
| Instrument | 2022015959 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 CIRCLE DR, OAK RIDGE, NJ 07438-9013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000029631 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | M15088/0251 |
| Instrument | 2018029631 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28262 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 42 Circle Dr was $11,508 with a veteran's exemption, up 3.9% from the year before.
Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | West Milford Township |
| Unified School District | West Milford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,100 (-) Land $103,100 Building $170,000 | $273,100 (-) Land $103,100 Building $170,000 | |
| 2025 | $11,508.00 (+3.95%) Veteran's exemption | $273,100 Land $103,100 Building $170,000 | $273,100 Land $103,100 Building $170,000 |
| 2024 | $11,071.00 | ||
| 2023 | $273,100 Land $103,100 Building $170,000 | $273,100 Land $103,100 Building $170,000 | |
| 2022 | $10,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 42 Circle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures