49 Circle Dr, Oak Ridge, NJ 07438 Property Records

Passaic County and West Milford Township property record for 49 Circle Dr, Oak Ridge, NJ 07438

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1957
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (May 2022)
Tax Bill	$9,633 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-16306-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`15-16306-0000-00005`
Alternative APNs	`1500541D00013` `151630600005`

Interior

Building Area	1,395 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 113 ft wide

Location & Zoning

Old Parcel Number	1500541D00013
Street Address	49 CIRCLE DR
City	OAK RIDGE
State	NJ
Zip	07438-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16306
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	WEST MILFORD
Census Block Group	1
Census Block	1060
Census Tract	256805

Owner

Source: Passaic County and West Milford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 CIRCLE DR, OAK RIDGE, NJ 07438-9008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 2, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	202223937
Deed Book / Page	4300 / 78
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	49 CIRCLE DR, OAK RIDGE, NJ 07438-9008
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CIRCLE DR, OAK RIDGE, NJ 07438-9008

Mortgage

Document Number	0000029888
Date	Sep 8, 2025
Book Page	M19549/219
Instrument	2025029888

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	May 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 2, 2022
Property Address	49 CIRCLE DR, OAK RIDGE, NJ 07438-9008
Document Number	0000023937
Book / Page	D4300 / 78
Instrument Date	Apr 14, 2022
Instrument	2022023937
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 MAIN ST APT 21, 206, MILLBURN, NJ 07041-1161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CIRCLE DRIVE, WEST MILFORD, NJ 07480

Mortgage

Document Number	0000023938
Date	May 2, 2022
Instrument	2022023938

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	West Milford Township
Unified School District	West Milford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,600 (-) Land $95,500 Building $133,100	$228,600 (-) Land $95,500 Building $133,100
2025	$9,633.00 (+3.95%)	$228,600 (-) Land $95,500 Building $133,100	$228,600 (-) Land $95,500 Building $133,100
2024	$9,267.00 (+1.63%)
2023		$228,600 Land $95,500 Building $133,100	$228,600 Land $95,500 Building $133,100
2022	$9,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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