46 Circle Dr, Oak Ridge, NJ 07438 Property Records

Passaic County and West Milford Township property record for 46 Circle Dr, Oak Ridge, NJ 07438

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1958
Lot Size0.916 acres (39,901 sqft)
Owner2 Individual Names on File
Last Sale$147,500 (May 1999)
Tax Bill$9,987 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-16307-0000-00005

Property Details

APN / Parcel Number

Primary APN15-16307-0000-00005
Alternative APNs
  • 1500541000000059
  • 151630700005

Interior

Building Area1,152 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood
Lot Area39,901 sqft (0.916 acres)
Lot Dimensions399 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number1500541000000059
Street Address46 CIRCLE DR
CityOAK RIDGE
StateNJ
Zip07438-9013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block16307
Legal Lot Number5
JurisdictionPASSAIC NJ
Township / Civil DivisionWEST MILFORD
Census Block Group1
Census Block1042
Census Tract256805

Owner

46 Circle Dr is owned and occupied by two individuals who bought it in May 1999.

Source: Passaic County and West Milford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address46 CIRCLE DR, OAK RIDGE, NJ 07438-9013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 1999 · Amount on File
Deed SaleMay 12, 1999 · Amount on File
Prior SaleNov 18, 1998 · Amount on File
Deed Document Number199959300
Deed Book / Page0160 / 219
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address46 CIRCLE DR, OAK RIDGE, NJ 07438-9013
Document Number0000062451
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46 CIRCLE DR OAK RIDGE NJ 074389013, OAK RIDGE, NJ 07438-9013

Mortgage

Document Number0000062451
DateDec 1, 2020
Book Page016635/000038
Instrument62451
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 46 Circle Dr was $9,987, up 3.9% from the year before.

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWest Milford Township
Unified School DistrictWest Milford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,000 (-) Land $102,900 Building $134,100$237,000 (-) Land $102,900 Building $134,100
2025$9,987.00 (+3.94%)$237,000 Land $102,900 Building $134,100$237,000 Land $102,900 Building $134,100
2024$9,608.00
2023$237,000 Land $102,900 Building $134,100$237,000 Land $102,900 Building $134,100
2022$9,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Circle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

Nearby Streets

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