St. Louis County property record for 7 Chipper Rd, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 9,209 sqft · built 2015 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,595,000 (Jan 2020) |
| Tax Bill | $34,446 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-34-0127 |
| Primary APN | 20N-34-0127 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 9,209 sqft Living Area |
| Gross Area | 10,804 sqft |
| 1st Floor Area | 2,058 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 152 ft deep x 153 ft wide |
| Garage Type | Attached |
| Garage Area | 1,595 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 36 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 852 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 CHIPPER RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R-1 |
| Legal Description | CHIPPER ROAD LOT 7 |
| Legal Range | 5E |
| Legal Township | 45N |
| Legal Section | 23 |
| Legal Subdivision | CHIPPER ROAD |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 217600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Jan 15, 2020 | Warranty Deed, Transfer · Line of Credit UMB BANK NA |
| Sep 13, 2019 | Trustee's Deed, Construction Loan · Line of Credit COMMERCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on Record |
| Deed Sale | Jan 15, 2020 · Amount on Record |
| Prior Sale | Nov 3, 2017 |
| Deed Document Number | 2020417 |
| Deed Book / Page | 23884 / 1581 |
| Last Transfer Date | Apr 25, 2025 |
| Transfer Doc | 0000000288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 7 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Document Number | 0250401935 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 25040/1935 |
| Instrument | 2021080900224 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.19% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 1.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 15, 2020 |
| Property Address | 7 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0238841581 |
| Book / Page | 23884 / 1581 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 2020011500417 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | INSIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Document Number | 2020011500418 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020011500418 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 13, 2019 |
| Property Address | 7 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0236962859 |
| Book / Page | 023696 / 002859 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 434 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410 |
| Document Number | 236962859 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 023696/002859 |
| Instrument | 434 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 12, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Frontenac City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,740 (-) Land $114,230 Building $407,510 | $2,746,000 (-) Land $601,200 Building $2,144,800 | |
| 2025 | $34,446.00 (+4.89%) | $521,740 (+8.49%) Land $114,230 Building $407,510 | $2,746,000 (+8.49%) Land $601,200 Building $2,144,800 |
| 2024 | $32,839.00 (+0.12%) | ||
| 2023 | $32,801.00 (+5.78%) | $480,890 (+9.9%) Land $105,410 Building $375,480 | $2,531,000 (+9.9%) Land $554,800 Building $1,976,200 |
| 2022 | $31,008.00 | $437,590 Land $87,890 Building $349,700 | |
| 2021 | $2,303,100 Land $462,600 Building $1,840,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1986–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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