St. Louis County property record for 4 Chipper Rd, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 8,442 sqft · built 2013 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,839,836 (Sep 2013) |
| Tax Bill | $27,148 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-33-0245 |
| Primary APN | 20N-33-0245 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 28 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 8,442 sqft Living Area |
| Gross Area | 9,389 sqft |
| 1st Floor Area | 1,689 sqft |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 49,223 sqft |
| Lot Dimensions | 329 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 947 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 610 sqft |
| Patio Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 CHIPPER RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R-1 |
| Legal Description | CHIPPER ROAD LOT 4 |
| Legal Range | 5E |
| Legal Township | 45N |
| Legal Section | 23 |
| Legal Subdivision | CHIPPER ROAD |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 217600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 4, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2013 · Amount on Record |
| Deed Sale | Sep 4, 2013 · Amount on Record |
| Prior Sale | May 21, 2012 · Amount on Record |
| Deed Document Number | 2013617 |
| Deed Book / Page | 20660 / 3685 |
| Last Transfer Date | Oct 29, 2019 |
| Transfer Doc | 02377400221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0247820630 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 24782/630 |
| Instrument | 2021040700072 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0237881677 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410 |
| Document Number | 0237881677 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 023788/001677 |
| Instrument | 211 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Frontenac City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,110 (-) Land $126,640 Building $284,470 | $2,163,700 (-) Land $666,500 Building $1,497,200 | |
| 2025 | $27,148.00 (+1.75%) | $411,110 (+5.23%) Land $126,640 Building $284,470 | $2,163,700 (+5.23%) Land $666,500 Building $1,497,200 |
| 2024 | $26,682.00 (+0.11%) | ||
| 2023 | $26,652.00 (-1.01%) | $390,660 (+2.82%) Land $116,890 Building $273,770 | $2,056,100 (+2.82%) Land $615,200 Building $1,440,900 |
| 2022 | $26,925.00 | $379,960 Land $97,410 Building $282,550 | |
| 2021 | $1,999,800 Land $512,700 Building $1,487,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1986–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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