St. Louis County property record for 3 Chipper Rd, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 7,550 sqft · built 1999 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,800,000 (Sep 2022) |
| Tax Bill | $21,523 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-33-0218 |
| Primary APN | 20N-33-0218 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 25 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,550 sqft Living Area |
| Gross Area | 8,243 sqft |
| 1st Floor Area | 1,835 sqft |
| Basement Area | 1,530 sqft |
| Finished Basement | 1,530 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 200 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Deck Area | 368 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 CHIPPER RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R-1 |
| Legal Description | CHIPPER ROAD LOT 3 |
| Legal Range | 5E |
| Legal Township | 45N |
| Legal Section | 23 |
| Legal Subdivision | CHIPPER ROAD |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 217600 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Beneficiary Deed, Transfer |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Sep 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Sep 7, 2022 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Jun 7, 2022 | Deed of Distribution, Transfer |
| Jun 11, 2021 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on Record |
| Deed Sale | Sep 7, 2022 · Amount on Record |
| Prior Sale | Sep 7, 2022 · Amount on Record |
| Deed Document Number | 202297845 |
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 0000000181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 2, 2025 |
| Property Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 2025100200181 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025100200181 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 3 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Document Number | 2022060900094 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022060900094 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 7, 2022 |
| Property Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 2022090700845 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022090700845 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 DEVON CT, 403, BALLWIN, MO 63011-2528 |
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Document Number | 2022090700846 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022090700846 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 7, 2022 |
| Property Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 2022090700844 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022090700844 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 DEVON CT, 403, BALLWIN, MO 63011-2528 |
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, FRONTENAC, MO 63131-3410 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 7, 2022 |
| Property Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 2022060700090 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022060700090 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, 3, FRONTENAC, MO 63131-3410 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 403 DEVON CT, BALLWIN, MO 63011-2528 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 11, 2021 |
| Property Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0245410207 |
| Book / Page | 24541 / 207 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021061100582 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Name | Verified Name |
|---|---|
| Address | 3 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Frontenac City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,840 (-) Land $117,310 Building $208,530 | $1,714,900 (-) Land $617,400 Building $1,097,500 | |
| 2025 | $21,523.00 (+2.59%) | $325,840 (+6.11%) Land $117,310 Building $208,530 | $1,714,900 (+6.11%) Land $617,400 Building $1,097,500 |
| 2024 | $20,980.00 (+0.11%) | $307,080 (-) Land $108,260 Building $198,820 | |
| 2023 | $20,956.00 (+10.89%) | $307,080 (+15.14%) Land $108,260 Building $198,820 | $1,616,200 (+15.15%) Land $569,800 Building $1,046,400 |
| 2022 | $18,898.00 | $266,690 Land $90,270 Building $176,420 | |
| 2021 | $1,403,600 Land $475,100 Building $928,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1986–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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