10 Chipper Rd, Saint Louis, MO 63131 Property Records

St. Louis County property record for 10 Chipper Rd, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,676 sqft · built 1996
Lot Size	1.81 acres (79,279 sqft)
Owner	Trust Name on File
Tax Bill	$27,032 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20N-34-0118`

Property Details

APN / Parcel Number

Primary APN	`20N-34-0118`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	7,676 sqft Living Area
Gross Area	8,380 sqft
1st Floor Area	1,905 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	79,279 sqft
Lot Dimensions	503 ft deep x 66 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	98 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 CHIPPER RD
City	SAINT LOUIS
State	MO
Zip	63131-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25R-1
Legal Description	CHIPPER ROAD LOT 10
Legal Range	5E
Legal Township	45N
Legal Section	23
Legal Subdivision	CHIPPER ROAD
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1000
Census Tract	217600

Owner

10 Chipper Rd is owner-occupied and held in a trust since December 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Trust Name on File
Mailing Address	10 CHIPPER RD, SAINT LOUIS, MO 63131-3410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000000280
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10 CHIPPER RD, SAINT LOUIS, MO 63131-3410
Document Number	0227802564
Book / Page	022780 / 002564
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410

Mortgage

Document Number	0227802564
Date	Nov 15, 2017
Book Page	022780/002564
Instrument	523

Lender

Name	COMMERCE BK
Type	Bank
Address	CHESTERFIELD, MO 63017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Chipper Rd was $27,032, down 0.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Frontenac City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,770 (-) Land $143,680 Building $292,090	$2,293,500 (-) Land $756,200 Building $1,537,300
2025	$27,032.00 (-0.93%)	$435,770 Land $143,680 Building $292,090	$2,293,500 Land $756,200 Building $1,537,300
2024	$27,287.00 (+0.11%)
2023	$27,256.00 (+1.52%)	$399,530 (+5.45%) Land $132,620 Building $266,910	$2,102,800 Land $698,000 Building $1,404,800
2022	$26,848.00	$378,880 Land $98,400 Building $280,480
2021			$1,994,100 Land $517,900 Building $1,476,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Chipper Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1986–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Chipper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20