7 Chadwick St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 7 Chadwick St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,628 sqft · built 1892
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Oct 2018)
Tax Bill	$5,835 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-032-00005`

Property Details

APN / Parcel Number

Primary APN	`20-032-00005`
Alternative APN	`WORC M:20 B:032 L:00005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	3,131 sqft
1st Floor Area	1,039 sqft
Basement Area	785 sqft
Unfinished Basement	785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	20-032-00005
Street Address	7 CHADWICK ST
City	WORCESTER
State	MA
Zip	01605-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	32
Legal Lot Number	5
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5009
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 CHADWICK ST, WORCESTER, MA 01605-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 17, 2018	Quit Claim Deed, Transfer METRO CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jul 23, 2014 · Amount on Record
Deed Book / Page	59559 / 377
Transfer Doc	059559-377
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 CHADWICK ST, WORCESTER, MA 01605-1207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	069977-152
Date	Dec 8, 2023
Book Page	69977/152
Instrument	103291

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 CHADWICK ST, WORCESTER, MA 01605-1207
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0069350-85
Date	Jul 6, 2023
Book Page	69350/85
Instrument	53757

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 17, 2018
Property Address	7 CHADWICK ST, WORCESTER, MA 01605-1207
Document Number	59559-377
Book / Page	59559 / 377
Instrument	110315
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	595590382
Date	Oct 17, 2018
Instrument	59559/0382

Lender

Name	METRO CITY BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,835.00 (+2.84%)	$439,400 (+2.14%) Land $123,600 Building $315,800	$465,098 (+3.66%)
2025	$5,674.00 (+8.59%)	$430,200 (+18.06%) Land $117,700 Building $312,500	$448,685 (+11.73%)
2024			$401,565
2023	$5,225.00	$364,400 Land $102,400 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy, Verizon.

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