11 Chadwick St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 11 Chadwick St, Worcester, MA 01605

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,046 sqft · built 1915
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Nov 2025)
Tax Bill	$5,696 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032-00003`

Property Details

APN / Parcel Number

Primary APN	`20-032-00003`
Alternative APN	`WORC M:20 B:032 L:00003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	4,735 sqft
1st Floor Area	1,506 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20-032-00003
Street Address	11 CHADWICK ST
City	WORCESTER
State	MA
Zip	01605-1285
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL-7
Legal Block	32
Legal Lot Number	3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5009
Census Tract	730600

Owner

11 Chadwick St, a duplex, is owned and occupied by an individual who bought it in November 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 CHADWICK ST, WORCESTER, MA 01605-1285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE
May 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Book / Page	72893 / 57
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 26, 2025
Property Address	11 CHADWICK ST, WORCESTER, MA 01605-1285
Document Number	0072893-57
Book / Page	72893 / 57
Instrument Date	Nov 26, 2025
Instrument	103970
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CHADWICK ST, WORCESTER, MA 01605-1285

Mortgage

Document Number	0000103971
Date	Nov 26, 2025
Instrument	103971

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 28, 2021
Property Address	11 CHADWICK ST, WORCESTER, MA 01605-1285
Document Number	065279-200
Book / Page	65279 / 200
Instrument Date	May 28, 2021
Instrument	74844
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CHADWICK ST, WORCESTER, MA 01605-1285
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074845
Date	May 28, 2021
Instrument	74845

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Chadwick St was $5,696, up 5.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,696.00 (+5.33%)	$428,900 (+4.61%) Land $123,600 Building $305,300	$525,637
2025	$5,408.00	$410,000 Land $117,700 Building $292,300
2023	$4,871.00	$339,700 Land $102,400 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Chadwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Chadwick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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