13 Chadwick St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 13 Chadwick St, Worcester, MA 01605

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,314 sqft · built 1890
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$205,498 (Feb 2020)
Tax Bill	$7,055 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-032-00002`

Property Details

APN / Parcel Number

Primary APN	`20-032-00002`
Alternative APN	`WORC M:20 B:032 L:00002`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,314 sqft Living Area
Gross Area	5,130 sqft
1st Floor Area	1,157 sqft
Attic	Attic
Attic Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1969
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20-032-00002
Street Address	13 CHADWICK ST
City	WORCESTER
State	MA
Zip	01605-1370
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL-7
Legal Block	32
Legal Lot Number	2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5009
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 HADWEN LN, 2, WORCESTER, MA 01602-2613
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY NATIONAL BANK
Apr 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY NATIONAL BANK
Oct 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage MILLBURY NATIONAL BANK
Feb 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATLAS FUNDING LLC
Jul 27, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	202020844
Deed Book / Page	61960 / 203
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 CHADWICK ST, WORCESTER, MA 01605-1370
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072139-296
Date	Jun 18, 2025
Book Page	72139/296
Instrument	49598

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 CHADWICK ST, WORCESTER, MA 01605-1236
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00062232-1
Date	Apr 17, 2020
Book Page	62232/1
Instrument	38977

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 CHADWICK ST, WORCESTER, MA 01605-1236
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066261-29
Date	Oct 8, 2021
Book Page	66261/29
Instrument	142354

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 27, 2020
Property Address	13 CHADWICK ST, WORCESTER, MA 01605-1236
Document Number	61960-203
Book / Page	61960 / 203
Instrument Date	Feb 21, 2020
Instrument	20844
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HADWEN LN # 2, 2, WORCESTER, MA 01602-2613

Mortgage

Document Number	20846
Date	Feb 27, 2020
Instrument	20846

Lender

Name	ATLAS FUNDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jul 27, 2018
Property Address	13 CHADWICK ST, WORCESTER, MA 01605-1236
Document Number	59160-47
Book / Page	059160 / 000047
Instrument Date	Jul 9, 2018
Instrument	76879
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Tax	$1,094.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,055.00 (+11.84%)	$534,900 (+21.6%) Land $117,700 Building $417,200
2023	$6,308.00	$439,900 Land $102,400 Building $337,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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