18 Chadwick St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 18 Chadwick St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,129 sqft · built 1898
Lot Size	0.232 acres (10,112 sqft)
Owner	Individual Name on File
Last Sale	$146,400 (Sep 2021)
Tax Bill	$5,443 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032-00009`

Property Details

APN / Parcel Number

Primary APN	`20-032-00009`
Alternative APN	`WORC M:20 B:032 L:00009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,129 sqft Living Area
Gross Area	4,030 sqft
1st Floor Area	994 sqft
Attic	Attic
Attic Area	946 sqft
Basement Area	946 sqft
Unfinished Basement	946 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,112 sqft (0.232 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	20-032-00009
Street Address	18 CHADWICK ST
City	WORCESTER
State	MA
Zip	01605-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	32
Legal Lot Number	9
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5001
Census Tract	730600

Owner

18 Chadwick St is owned and occupied by an individual who bought it in September 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 CHADWICK ST, WORCESTER, MA 01605-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 30, 2021	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Deed Document Number	2021137719
Deed Book / Page	66192 / 216
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	18 CHADWICK ST, WORCESTER, MA 01605-1233
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067060-260
Date	Feb 3, 2022
Book Page	67060/260
Instrument	13678

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 30, 2021
Property Address	18 CHADWICK ST, WORCESTER, MA 01605-1233
Document Number	66192-216
Book / Page	66192 / 216
Instrument Date	Sep 30, 2021
Instrument	137719
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHADWICK ST, WORCESTER, MA 01605-1233

Mortgage

Document Number	137720
Date	Sep 30, 2021
Instrument	137720

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	66192-235
Date	Sep 30, 2021
Book Page	66192/235
Instrument	137721

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 18 Chadwick St was $5,443, up 2.9% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,443.00 (+2.91%)	$409,900 (+2.22%) Land $124,600 Building $285,300	$462,506 (-14.17%)
2025	$5,289.00	$401,000 Land $118,700 Building $282,300	$538,840 (+16.37%)
2024			$463,030
2023	$4,864.00	$339,200 Land $103,200 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Chadwick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Chadwick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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