5 Central Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 5 Central Ave, Rye, NY 10580 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,320 sqft · built 1969
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$1,600,000 (Oct 2022)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN551400 146-11-1-70

Property Details

APN / Parcel Number

Primary APN551400 146-11-1-70
Alternative APN
  • 140014601100010700000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,320 sqft Living Area
1st Floor Area1,328 sqft
2nd Floor Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialWood
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5 CENTRAL AVE
CityRYE
StateNY
Zip10580-2845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number70.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2015
Census Tract7700

Owner

Source: Westchester County and Rye City records · APN 551400 146-11-1-70

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 CENTRAL AVE, RYE, NY 10580-2845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleApr 16, 2014 · Amount on Record
Deed Document Number20223629
Prior Transfer DateMar 25, 2003
Prior Transfer Doc0431220414
Record UpdatedJun 08, 2026

October 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateOct 24, 2022
Property Address5 CENTRAL AVE, RYE, NY 10580-2845
Document Number0622723629
Map ReferenceMAP 15492
Instrument DateOct 17, 2022
Instrument622723629
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyTHOROUGHBRED TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 CENTRAL AVE, RYE, NY 10580-2845

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address160 W 22ND ST APT 102, 102, NEW YORK, NY 10011-9409

Mortgage

Document Number0622973058
DateOct 24, 2022
Instrument622973058
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$20,650 (-) Land $5,400 Building $15,250$1,750,000 (+6.78%) Land $457,627 Building $1,292,373
2024$20,650 (-) Land $5,400 Building $15,250$1,638,888 (+2.38%) Land $428,571 Building $1,210,317
2023$20,650 Land $5,400 Building $15,250$1,600,776 Land $418,605 Building $1,182,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190077002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 54 individual NFIP policies nearby
Nearby Flood Policies88 units insured
34 under condo master policies
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023, river or lake flooding, Severe Storm And Flooding
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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