7 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 7 Central Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	3,474 sqft · built 1941
Lot Size	0.52 acres (22,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Jul 2016)
Tax Bill	$27,100 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00169-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00169-0000-00003`
Alternative APNs	`030016900003` `1157006`

Interior

Stories	2 Stories
Building Area	3,474 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	22,660 sqft (0.52 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1157006
Street Address	7 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBORS AT MURRAY HILL CONDO UNIT 7
Legal Block	169
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4015
Census Tract	37100

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CENTRAL AVE, CRANFORD, NJ 07016-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Mar 10, 2000 · Amount on Record
Deed Book / Page	6132 / 155
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	7 CENTRAL AVE, CRANFORD, NJ 07016-2102
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TITLE AND ABSTRACT AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150692810
Date	Sep 30, 2021
Book Page	15069/2810
Instrument	22008

Lender

Name	RESIDENTIAL HOME MORTGAGE CORP
Type	Mortgage Company
Address	HAMPTON, NJ 08827

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,900 (-) Land $176,600 Building $197,300	$373,900 (-) Land $176,600 Building $197,300
2025	$27,100.00 (+6.92%)	$373,900 (-) Land $176,600 Building $197,300	$373,900 (-) Land $176,600 Building $197,300
2024	$25,346.00 (+2.52%)
2023		$373,900 Land $176,600 Building $197,300	$373,900 Land $176,600 Building $197,300
2022	$24,722.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	152 (1979–2021)
Claims Outside the SFHA	38 of 152
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Sep 2011 · 52 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20