Union County and Cranford Township property record for 3 Central Ave, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 3,100 sqft · built 1924 |
| Lot Size | 0.304 acres (13,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jun 2014) |
| Tax Bill | $23,911 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-00169-0000-00001 |
| Primary APN | 03-00169-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,100 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 13,225 sqft (0.304 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 1155004 |
|---|---|
| Street Address | 3 CENTRAL AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 169 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 37100 |
3 Central Ave is owned and occupied by two individuals who bought it in June 2014.
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CENTRAL AVE, CRANFORD, NJ 07016-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVESHAM MORTGAGE LLC |
| Apr 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on File |
| Deed Sale | Jun 23, 2014 · Amount on File |
| Prior Sale | Feb 9, 2002 · Amount on File |
| Deed Document Number | 2014251757 |
| Deed Book / Page | 6008 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 CENTRAL AVE, CRANFORD, NJ 07016-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0150002893 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 15000/2893 |
| Instrument | 15608 |
| Name | EVESHAM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 CENTRAL AVE, CRANFORD, NJ 07016-2102 |
| Document Number | 0142680063 |
| Book / Page | 014268 / 000063 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 133 BEECH ST CRANFORD NJ 070161719, CRANFORD, NJ 07016-1719 |
| Document Number | 0142680063 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 014268/000063 |
| Instrument | 640094 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | May 8, 2054 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3 Central Ave was $23,911, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,900 (-) Land $141,000 Building $188,900 | $329,900 (-) Land $141,000 Building $188,900 | |
| 2025 | $23,911.00 (+6.92%) | $329,900 Land $141,000 Building $188,900 | $329,900 Land $141,000 Building $188,900 |
| 2024 | $22,363.00 | ||
| 2023 | $329,900 Land $141,000 Building $188,900 | $329,900 Land $141,000 Building $188,900 | |
| 2022 | $21,813.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 152 (1979–2021) |
| Claims Outside the SFHA | 38 of 152 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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