Union County and Cranford Township property record for 2 Central Ave, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 1926 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,902 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-00184-0000-00003 |
| Primary APN | 03-00184-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 1439003 |
|---|---|
| Street Address | 2 CENTRAL AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 184 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 CENTRAL AVE, CRANFORD, NJ 07016-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 16, 2017 | Grant Deed, Transfer · VA Mortgage COLDWELL BANKER HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2 CENTRAL AVE, CRANFORD, NJ 07016-2103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0149952133 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 14995/2133 |
| Instrument | 15050 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 16, 2017 |
| Property Address | 2 CENTRAL AVE, CRANFORD, NJ 07016-2103 |
| Document Number | 0061730041 |
| Book / Page | 006173 / 000041 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 283466 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | MAIN STREET SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CENTRAL AVE CRANFORD NJ 070162103, CRANFORD, NJ 07016-2103 |
| Document Number | 142350248 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 014235/000248 |
| Instrument | 636861 |
| Name | COLDWELL BANKER HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2047 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,200 (-) Land $123,000 Building $110,200 | $233,200 (-) Land $123,000 Building $110,200 | |
| 2025 | $16,902.00 (+6.92%) | $233,200 (-) Land $123,000 Building $110,200 | $233,200 (-) Land $123,000 Building $110,200 |
| 2024 | $15,808.00 (+2.52%) | ||
| 2023 | $233,200 Land $123,000 Building $110,200 | $233,200 Land $123,000 Building $110,200 | |
| 2022 | $15,419.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 152 (1979–2021) |
| Claims Outside the SFHA | 38 of 152 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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