8 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 8 Central Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,731 sqft · built 1918
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2023)
Tax Bill	$20,331 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00184-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00184-0000-00006`
Alternative APNs	`030018400006` `1442003`

Interior

Stories	2 Stories
Building Area	2,731 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1442003
Street Address	8 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD
Legal Block	184
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4016
Census Tract	37100

Owner

8 Central Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Union County and Cranford Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CENTRAL AVE, CRANFORD, NJ 07016-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Mar 18, 1983 · Amount on File
Deed Document Number	202334216
Deed Book / Page	6530 / 2459
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 7, 2023
Property Address	8 CENTRAL AVE, CRANFORD, NJ 07016-2103
Document Number	0065302459
Book / Page	6530 / 2459
Instrument Date	Jul 12, 2023
Instrument	34216
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,305.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1472 TIMBER LN, BOULDER, CO 80304-0486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CENTRAL AVE, CRANFORD, NJ 07016-2103

Mortgage

Document Number	0000059091
Date	Dec 7, 2023
Instrument	59091

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 8 Central Ave was $20,331, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,500 (-) Land $128,900 Building $151,600	$280,500 (-) Land $128,900 Building $151,600
2025	$20,331.00 (+6.92%)	$280,500 Land $128,900 Building $151,600	$280,500 Land $128,900 Building $151,600
2024	$19,015.00
2023		$280,500 (-) Land $128,900 Building $151,600	$280,500 (-) Land $128,900 Building $151,600
2022	$18,296.00 Widower's exemption	$280,500 Land $128,900 Building $151,600	$280,500 Land $128,900 Building $151,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Central Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	152 (1979–2021)
Claims Outside the SFHA	38 of 152
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Sep 2011 · 52 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20