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7 Brays Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 7 Brays Dr, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details3,120 sqft · built 2006
Lot Size0.79 acres (34,412 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Aug 2011)
Tax Bill$1,639 (2025)
Deeds & MortgagesNov 2023 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN309-02-04-009-SDP

Property Details

APN / Parcel Number

Primary APN309-02-04-009-SDP
Alternative APN
  • 46933

Interior

Stories1 Story
Building Area3,120 sqft Gross Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Lot Area34,412 sqft (0.79 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area400 sqft

Location & Zoning

Account Number46933
Street Address7 BRAYS DR
CityLUGOFF
StateSC
Zip29078-9570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLONGLEAF SUBDIV PHASE 4 LOT 9
Legal SubdivisionLONGLEAF SUBDIV
Legal Phase4
Legal Lot Number9
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract970905

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 BRAYS DR, LUGOFF, SC 29078-9570
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Intrafamily Transfer, Transfer
Dec 21, 2020Deed of Trust, Mortgage · VA Mortgage
ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2011 · Amount on Record
Deed SaleAug 8, 2011 · Amount on Record
Prior SaleSep 6, 2006 · Amount on Record
Deed Book / Page2830 / 39
Last Transfer DateNov 3, 2023
Transfer Doc0020239588
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKERSHAW SC
Recording DateNov 6, 2023
Property Address7 BRAYS DR, LUGOFF, SC 29078-9570
Document Number0020239588
Book / Page5043 / 186
Map ReferenceMB 2034 PG 158
Instrument DateOct 27, 2023
Instrument2023-9588
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7 BRAYS DR, LUGOFF, SC 29078-9570

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address7 BRAYS DR, LUGOFF, SC 29078-9570
Document Number0000012367
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7 BRAYS DR LUGOFF SC 290789570, LUGOFF, SC 29078-9570

Mortgage

Document Number0000012367
DateDec 29, 2020
Book Page004374/000294
Instrument12367
Lender
NameANGEL OAK HM LOANS
AddressATLANTA, GA 30328
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,639.00 (+5.13%)$257,300 (-) Land $30,000 Building $227,300$257,300 (-)
2023$1,559.00 (-1.76%)$257,300 (-) Land $30,000 Building $227,300$257,300 (-)
2022$1,587.00$257,300 Land $30,000 Building $227,300$257,300 Land $30,000 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
TruVista Communications
Cable		500 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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