14 Brays Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 14 Brays Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,273 sqft · built 2007
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,388 (Apr 2007)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Jan 2021 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-02-04-002-SDP`

Property Details

APN / Parcel Number

Primary APN	`309-02-04-002-SDP`
Alternative APN	`47434`

Interior

Stories	1 Story
Building Area	3,273 sqft Gross Area
Gross Area	2,203 sqft

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	575 sqft
Porch	Porch
Porch Area	495 sqft

Location & Zoning

Account Number	47434
Old Parcel Number	309-02-04-002 SDP
Street Address	14 BRAYS DR
City	LUGOFF
State	SC
Zip	29078-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LONGLEAF SUBDIV PHASE 4 LOT 2
Legal Subdivision	LONGLEAF SUBDIV
Legal Phase	4
Legal Lot Number	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 BRAYS DR, LUGOFF, SC 29078-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2007 · Amount on Record
Deed Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	0021590062
Deed Book / Page	002159 / 000062
Last Transfer Date	Jan 14, 2021
Transfer Doc	0000000491
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 14, 2021
Property Address	14 BRAYS DR, LUGOFF, SC 29078-9571
Document Number	0000000491
Book / Page	004386 / 000289
Instrument Date	Jan 14, 2021
Instrument	491
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRAYS DR LUGOFF SC 290789571, LUGOFF, SC 29078-9571

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	14 BRAYS DR, LUGOFF, SC 29078-9571
Document Number	0000011305
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 BRAYS DR LUGOFF SC 290789571, LUGOFF, SC 29078-9571

Mortgage

Document Number	0000011305
Date	Nov 24, 2020
Book Page	004354/000264
Instrument	11305

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2035

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,934.00 (-0.57%)	$282,300 (-) Land $30,000 Building $252,300	$282,300 (-)
2023	$1,945.00	$282,300 Land $30,000 Building $252,300	$282,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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