18 Brays Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 18 Brays Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,136 sqft · built 2006
Lot Size	0.769 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2019)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-02-04-003-SDP`

Property Details

APN / Parcel Number

Primary APN	`309-02-04-003-SDP`
Alternative APN	`46931`

Interior

Stories	2 Stories
Building Area	3,136 sqft Gross Area
Gross Area	2,276 sqft

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Lot Area	33,541 sqft (0.769 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	376 sqft

Location & Zoning

Account Number	46931
Old Parcel Number	309-02-04-003 SDP
Street Address	18 BRAYS DR
City	LUGOFF
State	SC
Zip	29078-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LONGLEAF SUBDIV PHASE 4 LOT 3
Legal Subdivision	LONGLEAF SUBDIV
Legal Phase	4
Legal Lot Number	3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 BRAYS DR, LUGOFF, SC 29078-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Jun 2, 2017	Grant Deed, Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2019 · Amount on Record
Deed Sale	Jul 21, 2019 · Amount on Record
Prior Sale	Sep 5, 2006 · Amount on Record
Deed Document Number	0000406323
Deed Book / Page	4063 / 23
Last Transfer Date	Jul 23, 2019
Transfer Doc	0000005758
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 23, 2019
Property Address	18 BRAYS DR, LUGOFF, SC 29078-9571
Document Number	0000005758
Book / Page	004063 / 000023
Instrument Date	Jul 21, 2019
Instrument	5758
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$981.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 BRAYS DR LUGOFF SC 290789571, LUGOFF, SC 29078-9571

Mortgage

Document Number	5759
Date	Jul 23, 2019
Book Page	004063/000025
Instrument	5759

Lender

Name	WELLS FARGO BK
Type	Bank
Address	LUGOFF, SC 29078

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 2, 2017
Property Address	18 BRAYS DR, LUGOFF, SC 29078-9571
Document Number	0000004520
Book / Page	003703 / 000281
Instrument Date	May 31, 2017
Instrument	4520
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	18 BRAYS DR LUGOFF SC 290789571, LUGOFF, SC 29078-9571

Mortgage

Document Number	4521
Date	Jun 2, 2017
Book Page	003703/000283
Instrument	4521

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (-0.71%)	$262,400 (-0.23%) Land $25,000 Building $237,400	$262,400 (-0.23%)
2023	$1,830.00	$263,000 Land $25,000 Building $238,000	$263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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