28 Brays Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 28 Brays Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,369 sqft · built 2008
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2023)
Tax Bill	$6,421 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-02-04-005-SDP`

Property Details

APN / Parcel Number

Primary APN	`309-02-04-005-SDP`
Alternative APN	`46932`

Interior

Stories	2 Stories
Building Area	3,369 sqft Gross Area
1st Floor Area	1,987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	260 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	46932
Street Address	28 BRAYS DR
City	LUGOFF
State	SC
Zip	29078-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LONGLEAF SUBDIV PHASE 4 LOT 5
Legal Subdivision	LONGLEAF SUBDIV
Legal Phase	4
Legal Lot Number	5
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	970905

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BRAYS DR, LUGOFF, SC 29078-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 12, 2019	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20236662
Deed Book / Page	4991 / 74
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0023740153
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 3, 2023
Property Address	28 BRAYS DR, LUGOFF, SC 29078-9571
Document Number	0020236662
Book / Page	4991 / 74
Map Reference	MB B147 PG 1
Instrument Date	Aug 3, 2023
Instrument	2023-6662
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BRAYS DR, LUGOFF, SC 29078-9571

Mortgage

Document Number	0020236663
Date	Aug 3, 2023
Instrument	2023-6663

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 12, 2019
Property Address	28 BRAYS DR, LUGOFF, SC 29078-9571
Document Number	0000006374
Book / Page	004073 / 000216
Instrument Date	Aug 7, 2019
Instrument	6374
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$907.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 BRAYS DR LUGOFF SC 290789571, LUGOFF, SC 29078-9571

Mortgage

Document Number	6375
Date	Aug 12, 2019
Book Page	004073/000221
Instrument	6375

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,421.00 (+513.28%)	$315,000 (-) Land $30,000 Building $285,000	$315,000 (-)
2023	$1,047.00 (-36.74%)	$315,000 (+28.36%) Land $30,000 Building $285,000	$315,000 (+28.36%)
2022	$1,655.00	$245,400 Land $30,000 Building $215,400	$245,400 Land $30,000 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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