7 Atlantic St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 7 Atlantic St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1974
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2011)
Tax Bill	$6,348 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00069-0000-00013-03`

Property Details

APN / Parcel Number

Primary APN	`19-00069-0000-00013-03`
Alternative APNs	`19000690000000130003` `00012970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	50 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00012970
Street Address	7 ATLANTIC ST
City	HIGHLANDS
State	NJ
Zip	07732-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7829
Legal Block	69
Legal Lot Number	13.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7 ATLANTIC ST, HIGHLANDS, NJ 07732-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2011 · Amount on Record
Deed Sale	Dec 5, 2011 · Amount on Record
Deed Document Number	2011111056
Deed Book / Page	8920 / 3416
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	0087807829
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 ATLANTIC ST, HIGHLANDS, NJ 07732-1501
Document Number	0000031026
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ATLANTIC ST HIGHLANDS NJ 077321501, HIGHLANDS, NJ 07732-1501

Mortgage

Document Number	0000031026
Date	Apr 10, 2019
Book Page	009343/000534
Instrument	31026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,000 (+28.5%) Land $337,900 Building $139,100	$477,000 (+28.5%) Land $337,900 Building $139,100
2025	$6,348.00 (+14.21%)	$371,200 (+42.5%) Land $233,400 Building $137,800	$371,200 (+42.5%) Land $233,400 Building $137,800
2024	$5,558.00 (+13.94%)
2023		$260,500 Land $128,300 Building $132,200	$260,500 Land $128,300 Building $132,200
2022	$4,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Atlantic St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures