6 Atlantic St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 6 Atlantic St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,160 sqft · built 2004
Lot Size	0.093 acres (4,051 sqft)
Owner	Company Name on File
Last Sale	$97,000 (Feb 2003)
Tax Bill	$9,653 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00072-0000-00007-02`

Property Details

APN / Parcel Number

Primary APN	`19-00072-0000-00007-02`
Alternative APNs	`19000720000000070002` `50001040`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	90 ft deep x 45 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	354 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	50001040
Street Address	6 ATLANTIC ST
City	HIGHLANDS
State	NJ
Zip	07732-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	BOROUGH/HIGHLANDS
Legal Block	72
Legal Lot Number	7.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00072-0000-00007-02

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	325 W 52ND ST, 2B, NEW YORK, NY 10019-6263
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2003 · Amount on Record
Deed Sale	Feb 25, 2003 · Amount on Record
Prior Sale	Nov 26, 2002 · Amount on Record
Deed Book / Page	8194 / 5728
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 ATLANTIC ST, HIGHLANDS, NJ 07732-1502
Document Number	0000107749
Instrument Date	Aug 07, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ATLANTIC ST HIGHLANDS NJ 077321502, HIGHLANDS, NJ 07732-1502

Mortgage

Document Number	0000107749
Date	Sep 22, 2020
Book Page	009442/007231
Instrument	107749

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,100 (+19.06%) Land $331,400 Building $340,700	$672,100 (+19.06%) Land $331,400 Building $340,700
2025	$9,653.00 (+8.11%)	$564,500 (+31.46%) Land $226,900 Building $337,600	$564,500 (+31.46%) Land $226,900 Building $337,600
2024	$8,929.00 (+6.16%)
2023		$429,400 Land $120,700 Building $308,700	$429,400 Land $120,700 Building $308,700
2022	$8,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 540 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.