2 Atlantic St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 2 Atlantic St, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,308 sqft · built 1969
Lot Size	0.167 acres (7,292 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (May 2002)
Tax Bill	$11,377 (2025)
Deeds & Mortgages	Apr 2019 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00072-0000-00007-03`

Property Details

APN / Parcel Number

Primary APN	`19-00072-0000-00007-03`
Alternative APNs	`19000720000000070003` `50001050`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,308 sqft Living Area
1st Floor Area	1,654 sqft
Upper Floors Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,292 sqft (0.167 acres)
Lot Dimensions	90 ft deep x 81 ft wide
Porch	Open Porch
Deck Area	60 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	50001050
Street Address	2 ATLANTIC ST
City	HIGHLANDS
State	NJ
Zip	07732-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MEAD & CO TRACT/WATER WITCH
Legal Block	72
Legal Lot Number	7.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00072-0000-00007-03

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 ATLANTIC ST, HIGHLANDS, NJ 07732-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 22, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2002 · Amount on Record
Deed Sale	May 22, 2002 · Amount on Record
Deed Book / Page	8107 / 922
Last Transfer Date	Apr 16, 2019
Transfer Doc	0093440694
Record Updated	Sep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 17, 2019
Property Address	2 ATLANTIC ST, HIGHLANDS, NJ 07732-1502
Document Number	0000033441
Book / Page	009344 / 000694
Instrument Date	Apr 06, 2019
Instrument	33441
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 ATLANTIC ST HIGHLANDS NJ 077321502, HIGHLANDS, NJ 07732-1502

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 22, 2017
Property Address	2 ATLANTIC ST, HIGHLANDS, NJ 07732-1502
Document Number	0000030527
Book / Page	009218 / 006311
Instrument Date	Feb 28, 2017
Instrument	30527
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ATLANTIC ST HIGHLANDS NJ 077321502, HIGHLANDS, NJ 07732-1502

Mortgage

Document Number	30528
Date	Mar 22, 2017
Book Page	009218/006316
Instrument	30528

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,800 (+7.44%) Land $272,200 Building $442,600	$714,800 (+7.44%) Land $272,200 Building $442,600
2025	$11,377.00 (+11.38%)	$665,300 (+35.09%) Land $188,600 Building $476,700	$665,300 (+35.09%) Land $188,600 Building $476,700
2024	$10,215.00 (+4.97%)
2023		$492,500 Land $104,100 Building $388,400	$492,500 Land $104,100 Building $388,400
2022	$9,731.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 271 individual NFIP policies nearby
Nearby Flood Policies	315 units insured 44 under condo master policies
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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