Monmouth County and Highlands Borough property record for 20 Atlantic St, Highlands, NJ 07732 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 872 sqft · built 1904 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,622 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00072-0000-00005 |
| Primary APN | 19-00072-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 90 ft deep x 30 ft wide |
| Deck Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Sewer | Connected |
|---|
| Account Number | 00013790 |
|---|---|
| Street Address | 20 ATLANTIC ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 72 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 800101 |
Source: Monmouth County and Highlands Borough records · APN 19-00072-0000-00005
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 ATLANTIC ST, HIGHLANDS, NJ 07732-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,300 (+32.09%) Land $327,200 Building $107,100 | $434,300 (+32.09%) Land $327,200 Building $107,100 | |
| 2025 | $5,622.00 (+20.44%) | $328,800 (+52.36%) Land $222,700 Building $106,100 | $328,800 (+52.36%) Land $222,700 Building $106,100 |
| 2024 | $4,668.00 (+18.12%) | ||
| 2023 | $215,800 Land $117,100 Building $98,700 | $215,800 Land $117,100 Building $98,700 | |
| 2022 | $3,952.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 271 individual NFIP policies nearby |
| Nearby Flood Policies | 315 units insured 44 under condo master policies |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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