St. Clair County property record for 7 2nd St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,048 sqft · built 1944 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,500 (Jan 2024) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-670-0026-000 |
| Primary APN | 74-08-670-0026-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7 2ND ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 3 PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | PLAT OF REED & MC NUTTS ADD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 655100 |
Source: St. Clair County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 2ND ST, YALE, MI 48097-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Jan 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2024 · Amount on Record |
| Deed Sale | Jan 9, 2024 · Amount on Record |
| Deed Document Number | 2024478 |
| Deed Book / Page | 5682 / 73 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7 2ND ST, YALE, MI 48097-2806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 849 W BURNS LINE RD, MELVIN, MI 48454-9762 |
| Document Number | 0000567899 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 5678/99 |
| Instrument | 2023022016 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 9, 2024 |
| Property Address | 7 2ND ST, YALE, MI 48097-2806 |
| Document Number | 0000568273 |
| Book / Page | 5682 / 73 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2024000478 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65601 GRATIOT AVE, LENOX, MI 48050-2012 |
| Name | Verified Name |
|---|---|
| Address | 849 W BURNS LINE RD, MELVIN, MI 48454-9762 |
| Document Number | 0000567880 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 5678/80 |
| Instrument | 2023022015 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,276.00 (-33.37%) Homeowner's exemption | $43,900 (+27.62%) | |
| 2024 | $1,915.00 (+44.75%) | $87,800 (+27.62%) | |
| 2023 | $34,400 | ||
| 2022 | $1,323.00 | $68,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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