St. Clair County property record for 2 2nd St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Aug 2023) |
| Tax Bill | $2,953 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-670-0017-001 |
| Primary APN | 74-08-670-0017-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2 2ND ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 2 PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | PLAT OF REED & MC NUTTS ADD |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 655100 |
Source: St. Clair County records · APN 74-08-670-0017-001
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 2ND ST, YALE, MI 48097-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2023 · Amount on Record |
| Deed Sale | Aug 04, 2023 · Amount on Record |
| Deed Document Number | 202313852 |
| Deed Book / Page | 5643 / 894 |
| Prior Transfer Date | Sep 09, 2015 |
| Prior Transfer Doc | 0046390652 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 04, 2023 |
| Property Address | 2 2ND ST, YALE, MI 48097-2805 |
| Document Number | 0005643894 |
| Book / Page | 5643 / 894 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023013852 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3524 PINE GROVE AVE, PORT HURON, MI 48060-1944 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 2ND ST, YALE, MI 48097-2805 |
| Document Number | 2023013853 |
|---|---|
| Date | Aug 04, 2023 |
| Instrument | 2023013853 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Number | 0005643912 |
|---|---|
| Date | Aug 04, 2023 |
| Book Page | 5643/912 |
| Instrument | 2023013854 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CLAIR SHORES, MI 48080 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,953.00 (-33.4%) Homeowner's exemption | $103,500 (+23.66%) | |
| 2024 | $4,434.00 (+51.18%) | $207,000 (+23.66%) | |
| 2023 | $83,700 | ||
| 2022 | $2,933.00 | $167,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Agri-Valley Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0007230, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF YALE serves 1,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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