102 2nd St, Yale, MI 48097 Property Records

St. Clair County property record for 102 2nd St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,455 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Oct 2017)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-670-0052-500`

Property Details

APN / Parcel Number

Primary APN	`74-08-670-0052-500`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,455 sqft Living Area
1st Floor Area	879 sqft
Basement Area	726 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 2ND ST
City	YALE
State	MI
Zip	48097-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 8 PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF BROCKWAY CENTER
Legal Subdivision	PLAT OF REED & MC NUTTS ADD
Legal Block	8
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1012
Census Tract	655100

Owner

102 2nd St is owned and occupied by an individual who bought it in October 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	102 2ND ST, YALE, MI 48097-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Prior Sale	Nov 17, 2016 · Amount on File
Deed Document Number	201725423
Prior Transfer Date	Jul 9, 2009
Prior Transfer Doc	003969/495
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 26, 2017
Property Address	102 2ND ST, YALE, MI 48097-2807
Document Number	0048830587
Book / Page	004883 / 000587
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	PREMIER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6989 FREDMOOR DR TROY MI 480981728, TROY, MI 48098-1728

Mortgage

Document Number	48830588
Date	Oct 26, 2017
Book Page	004883/000588

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 102 2nd St was $2,630 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,600 (+5.18%)	$207,200
2025	$2,630.00 (+4.03%) Homeowner's exemption	$98,500
2024	$2,528.00		$197,000
2023		$83,800
2022	$2,328.00		$167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AVS Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20